When we make the choice to care, we set into motion a snowball effect that touches many people, most of whom we will never know about . . . never underestimate the importance of a kind act.
If you have health insurance, then you don't have to do anything. If you've got health insurance through your employer, you can keep your health insurance, keep your choice of doctor, keep your plan.
Decide not rashly. The decision made
Can never be recalled. The gods implore not,
Plead not, solicit not; they only offer
Choice and occasion, which once being passed
Return no more. Dost thou accept the gift?
Mind is a duality; it is always split. There is no single point on which the mind agrees in totality. Half of the mind will agree and half of the mind will disagree, and whatever you choose, you are choosing only the half. The remaining half is going to take revenge. The unchosen part, the left over, will wait for its chance to show you that whatever you have chosen is wrong. But it does not matter which part you choose. Choice itself is wrong.
I have a few minor rules for myself but I break them all the time. For example, when translating from Romance languages to English, there is often a choice between a Latinate cognate and a Germanic equivalent. An easy example would be the Portuguese escuridão: English offers both obscurity and dark or darkness, and some translators will tell you the Latinate word is generally reserved for poetic and figurative expressions, while the Germanic word is used for colloquial and idiomatic use.