Oh, God, to know you is life. To serve You is freedom. To praise you is the soul's joy and delight. Guard me with the power of Your grace here and in all places. Now and at all times, forever. Amen.
Instead of answering your question directly I shall quote from the Indian poet Tagore: “I slept and dreamt that life was joy/ I awoke and saw that life was service/I acted and behold, service was joy.” In fact, through my work I discover life, people, and everything which happens around us.
If there is suffering, then it's best to accept it, because it won't go away just because you pretend it's not there. If there is joy, then it's best to accept that too, even though you're afraid it might end one day.
The charitable say in effect, 'I seem to have more than I need and you seem to have less than you need. I would like to share my excess with you.' Fine, if my excess is tangible, money or goods, and fine if not, for I learned that to be charitable with gestures and words can bring enormous joy and repair injured feelings.