In some cases, lack of full knowledge or holistic view, that is also part of the problem. But mainly lack of moral principle. So long you have this genuine sort of concern, well being of other. That's the foundation of moral principle.
The commission of the investment sins listed above is not limited to 'the little guy.' Huge institutional investors, viewed as a group, have long underperformed the unsophisticated index-fund investor who simply sits tight for decades. A major reason has been fees: Many institutions pay substantial sums to consultants who, in turn, recommend high-fee managers. And that is a fool's game.
I'm sure you have a theme: the theme of your life. You can embellish it or desecrate it, but it's your theme, and as long as you follow it, you will experience harmony and peace of mind.
I do not see why I should e’er turn back, Or those should not set forth upon my track To overtake me, who should miss me here And long to know if still I held them dear. They would not find me changed from him they knew — Only more sure of all I thought was true.
As I often say, we have come a long way from the days of slavery, but in 2014, discrimination and inequality still saturate our society in modern ways. Though racism may be less blatant now in many cases, its existence is undeniable.