We are all in the gutter, but some of us are looking at the stars. We all have clouds above us but some see their silver linings. We all face difficulties but some of us are grateful that they aren't worse.
To different minds, the same world is a hell, and a heaven depending on whether they compare it to something better and so feel disappointed and bitter or something worse and so feel relieved and grateful.
Appreciation empowers not just money transactions, but all interactions. Gratitude is one of the greatest meditations of a lifetime, the fastest attitude uplifter I know. Be grateful for all the good in your life and your good will only increase, along with your happiness.
To express gratitude is gracious and honorable, to enact gratitude is generous and noble, but to live with gratitude ever in our hearts is to touch heaven.