There is one death bed repentance recorded in the Bible (the thief on the cross), so that no one despair, but there is ONLY one, so that no one will presume.
A woman in the depths of despair proves so persuasive that she wrenches the forgiveness lurking deep in the heart of her lover. This is all the more true when that woman is young, pretty, and so decollete as to emerge from the neck of her gown in the costume of Eve.
My only refuge, as a serious young man, from the despair of my financial burden to my family, is that I did everything I could to never permit myself any amusements or diversions except those afforded by my studies.