Even though some down payments are borrowed, it would take a large, and historically most unusual, fall in home prices to wipe out a significant part of home equity. Many of those who purchased their residence more than a year ago have equity buffers in their homes adequate to withstand any price decline other than a very deep one.
If you expect to be a net saver during the next 5 years, should you hope for a higher or lower stock market during that period? Many investors get this one wrong. Even though they are going to be net buyers of stocks for many years to come, they are elated when stock prices rise and depressed when they fall. This reaction makes no sense. Only those who will be sellers of equities in the near future should be happy at seeing stocks rise. Prospective purchasers should much prefer sinking prices.
Each man is contained and constrained, on entering social life, to fit his own life in, just as he fits his words and thoughts into a language that was formed without and before him and which is impervious to his power. Entering the game, as it were, whether of belonging to a nation or of using a language, a man enters arrangements which it does not fall to him to determine, but only to learn and respect the rules.
Do not be afraid to throw yourself on the Lord! He will not draw back and let you fall! Put your worries aside and throw yourself on him; He will welcome you and heal you.
External heat and cold had little influence on Scrooge. No warmth could warm, no wintry weather chill him. No wind that blew was bitterer than he, no falling snow was more intent upon its purpose, no pelting rain less open to entreaty.
Don’t be attached to visions or lights in meditation, don’t rise or fall with them. What’s so great about brightness? My flashlight has it. It can’t help us rid ourselves of our suffering.
You know these things as thoughts, but your thoughts are not your experiences, they are an echo and after-effect of your experiences: as when your room trembles whe na carriage goes past. I however am sitting in the carriage, and often I am the carriage itself. Ina man who thinks like this, the dichotomy between thinking and feeling, intellect and passion, has really disappeared. He feels his thoughts. He can fall in love with an idea. An idea can make him ill.
A bath in Ganges undoubtedly absolves one of all sins; but what does that avail? They say that the sins perch on trees along the banks of the Ganges. No sooner does the man come back from the holy waters that the old sins jump on his shoulders from the trees. The same old sins take possession of him again. He is hardly out of the waters before they fall upon him.
A good soldier is a blind, heartless, soulless, murderous machine. He is not a man. His is not a brute, for brutes kill only in self defense. All that is human in him, all that is divine in him, all that constitutes the man has been sworn away when he took the enlistment roll. His mind, his conscience, aye, his very soul, are in the keeping of his officer. No man can fall lower than a soldier-it is a depth beneath which we cannot go.
We alone can devalue gold by not caring if it falls or rises in the marketplace. Wherever there is gold there is a chain, you know, and if your chain is gold so much the worse for you.
Responsibility to yourself means that you don't fall for shallow and easy solutions-it means that you refuse to sell your talents and aspirations short.
How will you become free? With a quiet mind Come into that empty house, your heart, And feel the joy of the way Beyond the world. Look within - The rising and the falling.
No socialist government conducting the entire life and industry of the country could afford to allow free, sharp or violently worded expressions of public discontent. They would have to fall back on some form of Gestapo, no doubt very humanly directed in the first instance.
Rather than double-down on the top-down economics that let a fortunate few play by their own rules, let’s embrace an economic patriotism that says we rise or fall together, as one nation, and as one people.